There are billions of dollars waiting to be claimed, so if you have changed jobs or moved house over the years you may have lost track of accounts or be missing out on money owed to you. You can now search online for lost superannuation accounts, bank accounts, lost wages, shares, life insurance policies or other money owing to you, such as from deceased estates. It costs nothing to search or lodge a claim, so this is something to check as you consolidate your finances and consider your retirement plans.

The Australian Securities and Investments Commission's Money Smart website has a handy online search resource as well as a video on how to find unclaimed money.

The Australian Taxation Office has a SuperSeeker online search for locating lost superannuation accounts. You just need your tax file number, family and given names and date of birth to do a quick online search.

These unclaimed money searches are available 24/7, comprehensive, easy and free - you can easily do them yourself.  They utilise genuine government websites.

SCAM ALERT:

BEWARE of any scams asking for fees for conducting these type of searches, or for your bank details. There are recent reports of unsolicited phone calls and email scams where people pose as government officers saying they have money owed to you etc.  See the NSW Office of State Revenue warnings on their website for examples.