Do you own your own home, want to downsize and boost your retirement funds? 

In this booming property market there’s never been a better time to sell up and cash in on a whole new lifestyle.

Fortunately, has done the hard yards for you and discovered homes valued at no higher than $300,000. 

This bargain price point will allow many Australians to sell-up and then expand their superannuation, while at the same time enjoy a new network of friends and active lifestyle community facilities. 

It may also allow non-home owners with some retirement savings to be able to secure their ‘forever’ retirement home.


Follow the sun to Queensland and live your best life in a villa, which starts at a modest $190,000 in the Drayton Villas Retirement Village, in the heart of the stunning Darling Downs in Toowoomba. 

One or two bedroom villas with their own courtyards are available within this retirement resort, which boasts an indoor pool (swim all year round), with a tennis court, bowling green, bbq area, dining room, library and lounge. 

Meet others in this fun community at the happy hour - although every hour is filled with content at Toowoomba’s Drayton Villas. It’s situated just 7km from Toowoomba’s bustling town centre and less than a two hour drive from Brisbane.

Closer in, Gold Coast adventures are just a half an hour drive from your stunning, pet friendly three-bedroom villa at Sapphire By Living Gems, which is extraordinary value at $300,000.

Open your plantation shutters there to take in the lavish surroundings, including a swimming pool, bowling green, tennis court and Country Club.

Western Australia

If your dream is to downsize in Perth, Western Australia, consider an apartment in the Bethanie Warwick retirement village, which starts at $255,000 and is just ten kilometres from Perth. This retirement village was recently subject to a $7 million renovation.

This is one for nature lovers with the Warwick Bushland trails nearby and a community hub that includes a BBQ area, resident lounges and more. 

New South Wales

When it comes to vitamin sea, you’ll love the tranquility of Bateau Bay, on the stunning Central Coast of New South Wales.

It’s just 6km to The Entrance and 17km to bustling Gosford. $220,000 buys you an imposing home at Karangi Court, which is part of the Australian Unity Retirement Community and offers the laid back lifestyle of the area but with medical and specialist clinics right at the door.

Sydney’s leafy North Shore suburb of St Ives almost feels like a resort destination but it’s just 26km to the CBD.

Known for its millionaire lifestyle, it’s still possible to downsize in St Ives at Fernbank for $220,000, which is set across 10 acres of peaceful gardens.

Relax on your private terrace or indulge in one of the many facilities including a pool, BBQ area, resident bar and dining room and even a beauty salon.

This retirement apartment at St Ives is available for $220,000
This retirement apartment at St Ives is available for $220,000


There’s nothing like moving into a brand new home and Melbourne’s Pelican Shores Estate on the waterfront in Leopold just outside of Geelong, will soon have an ultra modern duplex on offer. You could register your interest for a two bedroom home for just $280,000.

Register your interest in this duplex at Leopold in Victoria
Register your interest in this duplex at Leopold in Victoria

Enjoy easy access to shop, services and medical facilities and discover the beauty of Geelong and the Bellarine Peninsula with its famous wineries, beaches, exquisite scenery, and true culinary experiences.  Meanwhile Melbourne’s CBD is just over an hour’s drive away.

There’s also a modern brand new, two bedroom home available in the Nagambie Caravan Park over 50s community. It’s extraordinary value at $184,000 for two bedrooms.

Only an hour and a half from Melbourne, the township of Nagambie offers everything from wine to waterways, in a charming village atmosphere.

If you’re interested in breathing in a more cosmic lifestyle with the Eastern practices of  yoga, tai chi, meditation and massage, you will love the new Wellness Pavilion at Melbourne’s Lifestyle Shepparton community.

Investing in your well being there comes at an appealing $228,610 for a two bedroom home.

The Shepparton region is also renowned for its magnificent food and wine in a two hour drive from Melbourne.

South Australia

South Australia with its rolling green hills and lush produce is also well known as a mini food and wine universe. Adelaide’s welcoming suburb of Enfield is around a 10 minute drive from the CBD but it offers an excellent lifestyle for downsizers.

You can enjoy all the region has to offer in a light and beautifully renovated apartment for $210,000.

This independent living village is also rich in facilities, which includes easy transportation and the offer of meals, cleaning and a 24-hour emergency call system, so you always have peace of mind.

Breathe in the clean, crisp air in the best of country living in your own unit at Mount Barker, South Australia, from an extremely reasonable $123,000.

Mount Barker is located just 33 kilometres from the Adelaide city centre and is the largest town in the Adelaide Hills, an area known for its fine wines. The modern, air conditioned units, suitable for independent living  have access to meals, cleaning services and much more.

For a stylish approach to downsizing, there’s much to love in South Australia’s Somerton Park Village where a two bedroom apartment with its own balcony is $279,000.

This seaside suburb of Somerton Park is just 7km from Adelaide Airport, has been described as a suburban paradise, which is beautiful, clean, safe, quiet and friendly. Your apartment has a balcony with views over the village green and is close to all the amenities but it also has a 24 hour call button.

Comment from our CEO CEO Amanda Graham said the wide range of homes across Australia showed that downsizing did not need to be an expensive undertaking.

“The price point of retirement properties is typically set at a discount to surrounding house prices,” Ms Graham said. “This allows downsizers to sell their homes and be able to top-up their retirement funds, and enjoy a better lifestyle at the same time.

“In addition, there are many retirement properties located in regional areas, where land prices are usually lower and therefore property prices are more affordable”

It’s all waiting for you here at where you can tailor a new lifestyle to perfectly suit your needs.

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The above properties are just a taste of what's available on the site for under $300,000.

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