Do you own your own home, want to downsize and boost your retirement funds? 

With new downsizing incentives coming into play from 1 July 2022 there’s never been a better time to sell up and cash in on a whole new lifestyle.

Fortunately, has done the hard yards for you and discovered homes valued at no higher than $350,000. 

This bargain price point will allow many Australians to sell-up and grow their superannuation, while at the same time enjoy a new network of friends and active lifestyle community facilities. 

It may also allow non-homeowners with some retirement savings to be able to secure their ‘forever’ retirement home.



Follow the sun to Queensland and live your best life in a vibrant community, which starts at a modest $110,000 in Aveo Durack, nestled amongst 34 hectares of native gardens and natural bushland.

There’s always something to do, with plenty of activities and planned social events to choose from. Enjoy a dip in one of the three swimming pools, catch up with friends and family over lunch at the restaurant, or take your dog for a walk along one of the many paths through the community’s lush and beautiful grounds. 

Just down the road, you’ll find a spacious and modern 2-bedroom apartments in Waterford West right next to Tygum Lagoon and just a 30-minute drive to the bustling Brisbane CBD.

At Seasons Waterford West you can experience seniors' living at its best with a vibrant social calendar. 

The resort-style feel of this community flows into the modern, airy purpose-built two-bedroom apartments. 


Western Australia

If your dream is to downsize in Perth, Western Australia, consider an apartment in the Bethanie Warwick retirement village, which starts at $255,000 and is just ten kilometres from Perth. This retirement village was recently subject to a $7 million renovation.

This is one for nature lovers with the Warwick Bushland trails nearby and a community hub that includes a BBQ area, resident lounges and more. 

If you’re looking for a packed social calendar and a real sense of community, you could consider a 2-bedroom unit in Balcatta. There is a large, undercover, heated swimming pool for you to enjoy!


New South Wales

When it comes to vitamin sea, you’ll love the tranquillity of Kincumber, on the stunning Central Coast of New South Wales.

Located in the Nautical Village in Kincumber, this large three-bedroom home all with built-ins, has open plan living with high ceilings, separate dining area, large lounge room, separate toilet, wrap around front verandah, double carport and shed. To top it all off it is located in dog friendly area.

Sydney’s leafy North Shore suburb of St Ives almost feels like a resort destination but it’s just 26km to the CBD.

Known for its millionaire lifestyle, it’s still possible to downsize in St Ives at Fernbank for $220,000, which is set across 10 acres of peaceful gardens.

Relax on your private terrace or indulge in one of the many facilities including a pool, BBQ area, resident bar and dining room and even a beauty salon.



We have found this beautiful 2-bedroom home with a large, open-plan living/dining area, where you will have exclusive access to the Clubhouse featuring a billiards table, barbecue area, entertainment room, library, and more. All for just $350,000 in Victoria’s historic Ballarat.

Ballarat is located only an hour and 30 minutes from Melbourne CBD. It allows you to escape the stress of the city and at the same time offers you the facilities and services you may need during your retirement years.

Or for something a little different and the feeling of a year-round holiday, this wonderfully neat two-bedroom home has just arrived to Paynesville Holiday Park for just $199,000.

Set out for adventure on Gippsland's waterways from lively Paynesville – a charming village surrounded by lakes on three sides, with canals and inlets providing plentiful sheltered moorings for boats. 

If you’re interested in breathing in a more cosmic lifestyle with the Eastern practices of  yoga, tai chi, meditation and massage, you will love the new Wellness Pavilion at Melbourne’s Lifestyle Shepparton community.

Investing in your well being there comes at an appealing $255,000 for a two bedroom home.

The Shepparton region is also renowned for its magnificent food and wine in a two hour drive from Melbourne.


South Australia

South Australia with its rolling green hills and lush produce is also well known as a mini food and wine universe.

Breathe in the clean, crisp air in the best of country living in your own apartment at Mount Barker, South Australia, from just $335,000.

Mount Barker is located just 33 kilometres from the Adelaide city centre and is the largest town in the Adelaide Hills, an area known for its fine wines. The modern, air conditioned units, suitable for independent living  have access to meals, cleaning services and much more.

For relaxed coastal living with everything you need, these Goolwa homes from $310,000 are located on the stunning Fleurieu Peninsula.

Packed with natural beauty with easy access to essential amenities. Enjoy a short walk to the beach and river, or pack a picnic and take a day trip to Hindmarsh Island Marina. Adelaide CBD is only an hour away, perfect if you want to explore the city for a day.

Comment from our CEO CEO Amanda Graham said the wide range of homes across Australia showed that downsizing did not need to be an expensive undertaking.

“The price point of retirement properties is typically set at a discount to surrounding house prices,” Ms Graham said. “This allows downsizers to sell their homes and be able to top-up their retirement funds, and enjoy a better lifestyle at the same time.

“In addition, there are many retirement properties located in regional areas, where land prices are usually lower and therefore property prices are more affordable”

It’s all waiting for you here at where you can tailor a new lifestyle to perfectly suit your needs.

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The above properties are just a taste of what's available on the site for under $350,000.

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