Part 1 of our editorial series: "Living the Land Lease Lifestyle"
If you’re over 50 and starting to imagine your next chapter, you might be hearing a lot about land lease communities. These lifestyle-rich, financially flexible housing options are growing rapidly in popularity across Australia — and for good reason.
This article kicks off our dedicated series, helping you understand exactly what land lease communities are, how they work, and why they might suit someone just like you.
Land Lease Living, Explained
A land lease community is a purpose-built residential development where you own your home but lease the land it sits on from the operator. It's a model designed for Australians aged 50+, offering independence, affordability, and a strong sense of community.
Unlike traditional real estate, there’s no stamp duty, no council rates, and no body corporate fees. Instead, you pay a weekly site fee to lease the land, and in most cases, you may be eligible for Commonwealth Rent Assistance.
These communities often feature resort-style amenities like clubhouses, pools, libraries, BBQ areas, walking paths and fitness centres — all maintained by the community operator. Operators like Ingenia Lifestyle, Hometown Australia, and Palm Lake Resort are leading the charge.
Persona Match: Rob & June – The Sea Change Couple
Our well-travelled couple, Rob and June (60), are ready to downsize from their family home and make a sea change. They’re looking for low-maintenance living, more time to travel, and a strong social network.
Why a land lease community works for them:
-
No need to lock away capital in land ownership
-
Friendly neighbours and shared social spaces
-
Beautiful locations near coast or bushland
-
Eligibility for rent assistance while retaining savings
As June puts it, “It feels like we’re on holidays year-round.”
Key Features of a Land Lease Community
-
Home Ownership: You fully own your dwelling, whether it's a villa, cabin or manufactured home.
-
Leased Land: You sign a long-term site agreement with the community operator.
-
No Stamp Duty: Keeps upfront costs significantly lower than buying traditional property.
-
No Council Rates: One less bill to manage.
-
Lifestyle Amenities: Pools, gyms, clubhouses and more — ideal for active retirees.
-
Rental Assistance: If you receive the Age Pension, you may qualify for support to cover site fees (Hometown Australia).
Who Lives in Land Lease Communities?
Land lease suits a broad range of retirees and downsizers:
-
Financial Realists like David, who value liquidity and control.
-
Community Seekers like Maria, who want connection but not commitment.
-
Independent Urbanites like Helen, who want comfort without high costs.
Whether you're downsizing, relocating, or looking to simplify, this model offers flexibility and peace of mind.
Explore Further
Popular operators include:
You can also explore further insights from:
Search available land lease properties at Downsizing.com.au
Disclaimer: This content is general in nature and not a substitute for professional legal or financial advice. Always read the full site agreement before committing.
